How Student Loan Debt Can Affect Your Social Security Disability Benefits

Sep 12, 2014 | Social Security Disability Insurance

Expert SSD Lawyers at Newlin Disability


There are countless circumstances that can result in garnishment or loss of Social Security Disability (SSD) benefits, but one of the most common factors affecting SSD claims today is student loan debt.

A majority of the individuals working toward achieving a higher education pay for their schooling through student loans. This money can come from programs provided by the federal government or through private lenders. Both must be paid back, but a tough economy has led many loan recipients to go into default after not making payments.

Our government is looking to cut their losses by garnishing Social Security Disability payments of recipients who have not repaid their student debts. In fact, an article from The Wall Street Journal says estimates show as many as 110,050 disabled Americans had funds taken from Social Security Disability payments to recoup money from unpaid student loan debts.

The practice seems to mostly affect older Americans, considering almost 20 percent of Social Security recipients between ages 50-64 were in default on student loan payments.

The practice has left many experts questioning why our legislators would attempt to take from those who are already struggling to make ends meet due to a disability.

Getting your SSD benefits can be a struggle. That’s why the Social Security Disability lawyers with Newlin Disability say it’s so important to discuss your case with a legal professional prior to filing or if your claim has been denied in the past. This will help to ensure your legal rights are protected and you get—and keep—all the benefits you deserve.

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If you’re navigating the complexities of Social Security disability claims, Newlin Disability is here to provide expert guidance and support. Reach out to our experienced team today, and let us help you understand your options, streamline the application process, and maximize your chances of receiving the benefits you deserve.