Social Security Disability Insurance (SSDI) benefits are calculated using the number of credits you earned while working and the amount of income you received during that time. But don’t be confused; calculating SSDI benefits can be complicated and mistakes are often made.
There are free online tools that available online that can help you calculate your benefits. DisabilityQualification.com has a free SSDI benefits calculator that is updated annually per the SSA calculator guidelines.
Take the case of a 65-year-old California woman who received the incorrect amount of benefits for 15 years. The mistake resulted her missing out on a total of $56,000 in benefits.
An article from ABC 7 News explains the woman suffered a disabling injury in a forklift accident in 1995. Her husband died of cancer five years later, which allowed her to receive survivor’s benefits in addition to her SSDI benefits; however, a mistake was made when calculating her benefits, which resulted in her not receiving an additional $450 per month.
The error was corrected, but it serves as a reminder of the importance of regularly checking your earned benefits so that you receive the compensation you’re entitled to. The Social Security Administration’s website provides a calculator that can help you determine your exact benefit total. Determining this total can help ensure you’re prepared in the event an accident or illness leaves you unable to work.
Even if you are tracking your earned annual benefits, mistakes still happen. That’s why the Social Security Disability lawyers at Newlin Disability believe it’s so important to have a legal representative by your side throughout the SSDI application or appeals process.
Let our legal staff give you the assistance with your case that you deserve. Call us at (800) 477-7315 anytime to get answers to your questions.